General Awareness

GOVERNMENT POLICIES AND SCHEMES - July 2024

Jul 2024

May 13, 2025

Uttar Pradesh Expands ODOP Scheme with 12 New Products

In a move to further promote local craftsmanship and entrepreneurship, the Uttar Pradesh government added 12 new products under its flagship One District One Product (ODOP) scheme, increasing the total to 74 products across the state's 75 districts. This expansion reinforces the government's commitment to empowering artisans, boosting exports, and driving the local economy towards a $1 trillion goal.
The ODOP Scheme was launched in 2018 by the Yogi Adityanath government.

May 12, 2025

Three Jan Suraksha Schemes Complete 10 Years of Providing Social Security Cover

The three Jansuraksha schemes completed 10 years of providing social security cover today. The three schemes- Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY) were launched by Prime Minister Narendra Modi on May 9, 2015. All three schemes were envisioned to extend affordable financial protection to all, particularly the underserved and vulnerable sections of society. These flagship schemes aim to broaden the insurance and pension landscape by shielding citizens against life's uncertainties and fostering long-term financial resilience.
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is designed to provide Life Insurance cover for death due to any reason at premium of less than Rs. 2 per day.
Pradhan Mantri Suraksha Bima Yojana (PMSBY) is structured to provide accidental death and disability cover for death or disability on account of an accident, up to Rs. 2 Lakh to persons aged between 18-70 years, at a minimal premium of less than Rs. 2 per month.
The Atal Pension Yojana (APY) was launched to create a universal social security system for all Indians, especially the poor, the under-privileged and the workers in the unorganised sector. It is an initiative of the Government to provide financial security and cover future exigencies for the people in the unorganised sector. APY is administered by Pension Fund Regulatory and Development Authority (PFRDA) under the overall administrative and institutional architecture of the National Pension System (NPS).

May 10, 2025

Centre Expands Credit Guarantee Scheme for Start-ups

The Centre notified an expansion of the Credit Guarantee Scheme for Start-ups (CGSS). The revised scheme significantly enhances guarantee coverage and reduces associated fees, in a bid to ease access to debt funding for early-stage and innovation-driven enterprises.
The Department for Promotion of Industry and Internal Trade (DPIIT), under the Ministry of Commerce and Industry, announced that the ceiling on guarantee cover per borrower under the CGSS was raised from Rs. 10 crore to Rs. 20 crore. Simultaneously, the extent of guarantee coverage was revised to 85% of the amount in default for loan amounts up to Rs. 10 crore and 75% for amounts exceeding that limit.

May 09, 2025

Haryana Launches "Pandit Lakhmi Chand Kalakar Samajik Samman Yojana" to Support Veteran Artistes

The Haryana government introduced the "Pandit Lakhmi Chand Kalakar Samajik Samman Yojana", aimed at providing monthly financial assistance to elderly and economically weaker artistes who have significantly contributed to the arts in the state. The scheme reflects the government's commitment to preserving the state's rich cultural heritage by recognizing and supporting senior contributors in fields like music, dance, painting, and theatre.

May 08, 2025

Kerala Launches 'Jyothi' Scheme to Bring Migrant Children into Schools

The Kerala government launched 'Jyothi', scheme to ensure that children of migrant workers get access to education. The scheme seeks to address the persistent educational marginalisation faced by this vulnerable group, many of whom miss out on formal schooling due to frequent relocation and poor access to public services.
Migrant workers form an integral part of Kerala's workforce, with over 35 lakh contributing across key sectors.
'Jyothi' will bring all migrant children aged three to six into anganwadis (government-run childcare centres) and integrate those aged six and above into public schools. The scheme also emphasises cultural and educational inclusion as part of a wider push for social integration and empowerment.
The enrolment drive is being implemented through a wide network of stakeholders, including representatives of local self-governments, Kudumbashree workers, schoolteachers, and parent-teacher associations, who will work together to locate and admit migrant children into local schools.

Cabinet Approves National Scheme for Industrial Training Institute (ITI) Upgradation

In a major step towards transforming vocational education in India, the Union Cabinet chaired by the Prime Minister Narendra Modi approved the National Scheme for Industrial Training Institute (ITI) Upgradation and the Setting up of five (5) National Centres of Excellence for Skilling as a Centrally Sponsored Scheme.
National Scheme for Industrial Training Institute (ITI) Upgradation and Setting up of five (5) National Centres of Excellence (NCOE) for Skilling will be implemented as a Centrally Sponsored Scheme as per announcement, made under Budget 2024-25 and Budget 2025-26 with outlay of Rs. 60,000 crore (Central Share: Rs. 30,000 crore, State Share: Rs. 20,000 crore and Industry Share: Rs. 10,000 crore), with co-financing to the extent of 50% of Central share by the Asian Development Bank and the World Bank, equally.

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