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BUSINESS AND ECONOMY - July 2025

Jul 2025

Jul 02, 2025

PNB Removes Fine for Minimum Balance Default

  • In a bid to strengthen financial inclusion and customer empowerment, Punjab National Bank (PNB) waived penal charges for non-maintenance of minimum average balance in all savings accounts.
  • This customer-first initiative, effective from July 1, is particularly aimed at supporting priority segments, such as women, farmers and low-income households, ensuring easier and more inclusive access to banking services without the stress of balance maintenance penalties.

Rajendra Prasad Goyal Gets Additional Charge as NHPC CMD

  • Rajendra Prasad Goyal, Director (Finance), was assigned again the additional charge of Chairman and Managing Director of NHPC Limited.
  • Goyal took over the additional charge from July 1, 2025.
  • He was assigned the charge on the directions of the power ministry.
  • Earlier, he had also held the charge of NHPC Chairman and Managing Director between March 1, 2024, and August 7, 2024.
  • Goyal is a member of the Institute of Cost Accountants of India and also holds a Master's Degree in Commerce from the University of Rajasthan, Jaipur. He has vast experience of more than 36 years in NHPC.

Kesavan Ramachandran is RBI's New Executive Director

  • The Reserve Bank of India (RBI) appointed Kesavan Ramachandran as Executive Director (ED), effective July 1, 2025. As Executive Director, Kesavan Ramachandran will look after the Department of Regulation (Prudential Regulation Division).
  • With over three decades of experience, Ramachandran has worked extensively in diverse areas such as currency management, banking and non-banking supervision, training, and administration. He has also served as the Principal of the Reserve Bank Staff College during his career.

NMDC Expands Global Footprint with Its New office in Dubai

  • National Mineral Development Corporation (NMDC), India's largest iron ore producer, marked a significant milestone with the inauguration of its new international office in Dubai, United Arab Emirates.
  • This strategic expansion fortifies NMDC's global presence and propels its vision to become a multinational mining powerhouse.
  • The office was inaugurated by the Union Minister H. D. Kumaraswamy, Minister of Steel, and Heavy Industries, in the presence of Sunjay Sudhir, Ambassador of India to the UAE.

Jul 01, 2025

Jindal Steel Commissions First Continuous Galvanising Line in Odisha

  • Naveen Jindal-controlled Jindal Steel commissioned its first continuous galvanising line at Angul integrated steel complex in Odisha. This is part of a Rs. 3,400 crore investment in a cold rolling mill (CRM) complex.
  • The new line will produce galvanised and galvalume products under the Jindal Panther Galvanised and Zinkalume brands, catering to various industries, including appliances, automotive, infrastructure, and construction.
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